What Is A Self-Invested Personal Pension?
SIPPs, otherwise known as ‘Self Invested Personal Pensions’, allow investors to choose what their pension funds are invested in, giving them freedom to invest where they like and in what they like. So, if people want to invest in some higher risk products, they can, as a SIPP will allow them to do this. This could lead to taking a far greater risk with your pension than you are either comfortable with or have the financial capacity to deal with.
“I sincerely appreciated your support and efforts in assisting with this difficult matter. Your experience is invaluable in such complex matters.”
The best way to determine if you have been mis-sold a SIPP or other financial scheme is to get in touch with our legal team to discuss your situation. Call us on 01273 604 123 or email firstname.lastname@example.org today to speak to us about how we can help you.
Have you been mis-sold a SIPP?
If you are feeling at all uncomfortable or unsure about whether you have received negligent advice from your financial advisor, contact our legal team today. Time limits to investigate matters can be surprisingly short, and delaying can find you without a remedy.
3 Signs You Should Contact Us Today:
Your financial advisor is not regulated by the Financial Conduct Authority (FCA).
You can check whether someone is regulated by checking whether they and their firm are on the FCA Register.
There is an increasing trend of advisers who aren’t regulated who call themselves ‘introducers’ who receive commission for persuading people to invest their pension savings inappropriately. As they are not regulated, they are not permitted
You don’t think that your IFA advised you properly in relation to your attitude and capacity to risk.
Your financial advisor should have discussed your attitude to risk and your capacity to deal with the potential consequences of that risk. They should have assessed what other financial resources you have and how close to retirement you were in order to evaluate whether a SIPP would be suitable for you. To find out more about this, get in touch with us by telephone or email.
You were taken out of an Occupational Pension Scheme, promised extremely high returns, or your pension has been frozen.
The Financial Times reported that ‘members of final-salary schemes, which guarantee an income on retirement, are being wooed with historically high transfer offers, and the FCA is concerned that this could entice them into following unsuitable advice.’
If you were removed from your Occupational Pension Scheme, are having any difficulty getting up to date valuations, unhappy with your pension performance, or can’t get access to your pension, contact us now without delay.
Protecting Your Welfare
What next? Contact us now for your 30-minute initial meeting.
At the meeting you will be able to talk to a solicitor about your situation. You will discuss:
1. What you want and how we can help you obtain it
2. The overall process
3. Our legal fees
4. The next steps
Our legal team are at hand to help you protect yourself and your loved ones. We know which questions need to be answered to determine if you have been mis-sold a pension plan, and the next best steps so you get the right result. Email us today, or call us on 01273 604 123 and ask for Maureen Edwards.Contact Our Legal Team